Property prices in and around Navi Mumbai have only moved in one direction over the past few years, and for a lot of families that's pushed homeownership further out of reach. The MHADA Lottery 2026 is one of the few routes left to buy a flat well below market rate, but the process is competitive, paperwork-heavy, and easy to get wrong on a first attempt. If you're based in Navi Mumbai and weighing whether to apply, this guide walks through what the MHADA lottery actually is,