If you own a flat in Navi Mumbai, the land under your building has belonged to CIDCO for the last 60 years. Your ownership came with a lease, not a title. That has now changed. The Maharashtra government has cleared a policy that lets you convert your CIDCO leasehold into full freehold ownership. It covers an estimated 3,500-plus cooperative housing societies. Once you convert, CIDCO can no longer charge you transfer fees when you sell, and your title moves to the state Depar